Smart Invoicing Workspace

Generate Professional Invoices In Seconds.

Create clean, digital invoice links, dispatch automated payment reminders, and let clients pay easily online or via bank transfer — all securely reconciled.

Modern Collections Infrastructure

Track Deposits And Partial Payments Clearly.

Never lose track of milestone billing. Apply paid deposits directly to final balances, log offline payments, and enforce partial payment thresholds dynamically.

Finance Access Control

Control Payment Operations Across Your Team.

Delegate collections and reconciliation safely. Custom Role-Based Access Control (RBAC) allows staff to generate links and log records without bank setup access.

Invoice Generated

INV-2041

₦450,000Sent

₦150,000 Deposit Received

Transaction reference reconciled

Outstanding₦300,000
Offline Log

Offline Cash Payment Logged

Recorded by Operations Team

Active Workspaces

2 Team Members Active

Finance ManagerOnline
Collections OfficerOnline
Analytics Snapshot

₦12,450,000

Total collected across all channels

142 invoices18 pending

Secure Collections

End-to-end encryption

Audit Trail Ledger

100% tamperproof history

Paystack Integrated

PCI-DSS compliant payments

Verified Merchants

KYC & KYB vetted operations

99.99% Reliability

High-uptime infrastructure
Operations Timeline

Business payments are rarely one simple transaction.

Invoices, deposits, balances, offline payments, and multiple team members often exist inside the same workflow. DeraLedger keeps everything organized in one operational timeline.

Invoice Issued

₦1,000,000 sent to client

Deposit Applied

₦300,000 initial payment received

Team Verification

Accounts team confirms & logs cash record

Balance Payment

₦700,000 final outstanding settled

DeraLedger organizes the entire collection process.

Instead of manually stitching deposits and offline bank alerts, give your operations team a unified workspace to track invoices and verify balances easily.

Product Capabilities

Infrastructure designed for receivables visibility.

From smart digital invoices to custom team workflows, DeraLedger gives African businesses all the capabilities needed to secure and monitor revenue.

Smart Invoicing

Generate professional invoices in seconds, complete with automated reminders and instant payment triggers.

Collections Tracking

Monitor real-time progress on exactly how much of a project or total contract has been funded.

Offline Payment Records

Log bank transfers, checks, or cash payments alongside online collections in one unified timeline.

Team Access Control

Give staff role-based permissions (RBAC) to generate invoice links and verify payments without exposing banking details.

Payment Reconciliation

Automatically reconcile deposits, installments, and final balances against corresponding invoices.

Grouped Receivables

Consolidate multiple related invoices and milestone requests into a single, clean client folder.

Deposit Allocation

Apply previously paid deposits directly to final balances automatically, eliminating double counting.

Partial Payments

Enforce payment thresholds and accept partial collection amounts against active invoices.

Operational receivables

Grouped Receivables.
Organized Collections.

Stop treating every invoice like an isolated event. DeraLedger groups all payments tied to a specific project, client, or event into a single collection reference.

  • Collection References

    Group deposits, milestones, and balances together so your clients see the full picture.

  • Deposit Allocation

    Apply previously paid deposits directly to final balances to prevent double counting and invoicing errors.

  • Operational timeline

    Accept partial payments against large contracts while maintaining a clean, automated timeline.

Marketing Campaign Q3

REF-9281 • Group reference

Total Contract Value

₦2,500,000

Initial DepositPaid

INV-8372 • Aug 14

₦500,000

Mid-Campaign MilestonePaid

INV-8399 • Sep 02

₦1,000,000

Final Balance InvoicePending

INV-8410 • Due Oct 01

Paid Deposit Applied: -₦500,000

Outstanding

₦1,000,000

Team Operations

Controlled access built for operational finance.

Finance operations require collaboration. DeraLedger gives your team controlled workspaces with custom Role-Based Access Control (RBAC) to secure your collections workflow.

Role-Based Access Matrix

Finance ManagerFull Financial Access

Approve large collections, verify CAC records, manage treasury settlements, and view detailed balance analytics.

Collections OfficerRestricted Billing Only

Generate collection links, issue client invoices, and log offline records. strictly restricted from changing bank settings.

Auditor / AccountantRead-Only Operations

Monitor cash flows, export custom CSV ledgers, track pending partial balances. Cannot modify invoices or add team members.

Live Activity Log
Audit Trail
10:42 AM
Invoice Created
Pending

INV-9281 by Collections Officer (Adewale K.)

11:15 AM
Offline Payment Logged
Verified

₦500,000 cash confirmed by Finance Manager

02:30 PM
Treasury Settled
Settled

Batch SET-4091 released to verified bank account

Secure collections history automatically logged & immutable.
Operational Workflows

Built for structured billing. Designed for growth.

From growing SMEs and professional services to industrial leaders and vendors, DeraLedger is built for any business that invoices clients, requests retainer deposits, and manages progressive payment collections.

Agencies

Group creative deposits, retainer milestones, and final campaign balances under unified references.

Schools

Manage termly school fees and extracurricular charges in structured installment parts for parents.

Vendors

Secure initial material deposits and dispatch professional milestone collections to wholesale buyers.

Consultants

Automate billing cycles, handle retainers, and enforce minimum partial thresholds with professional ease.

Event Businesses

Coordinate massive group receivables, wedding deposits, venue payments, and vendor disbursements clearly.

Contractors

Track progressive project milestone payments, field expenses, and final balances on one timeline.

Trust & Security

Compliant infrastructure designed for verified operations.

We keep your operational receivables safe by enforcing clear, secure structures. Verify your corporate profile to unlock online collections powered securely by bank-grade standards.

Identity Vetting

Secure BVN & corporate CAC validation structures.

Controlled Access

Role-based controls prevent unauthorized bank updates.

Protected Links

Tamperproof collection links with secure checkout.

Audit Trail Ledgers

Every invoice action and payment log is securely recorded.

“We stopped sending multiple random invoices for one job. DeraLedger gives us a single, trusted collections pipeline that our clients feel safe paying into.”

Collections Powered via Paystack

Enterprise-grade secure processing.

PCI-DSS

Simple, scalable pricing

Scale your operations.

Start tracking offline payments for free, or verify your identity to unlock complete online collection and automated reconciliation tools.

No KYC required

Starter

For testing and offline invoice tracking

Free
  • 10 lifetime record invoices
  • No collection invoices
  • No payment links
  • 1 additional team member
  • Predefined roles only
  • Watermark enabled
Most Popular

Identity validation required

Individual

For verified online collections

BVN Verified
  • Collection invoices enabled
  • Grouped references
  • Deposit allocations
  • Partial payments
  • ₦5M monthly collection limit
  • Predefined roles only

Corporate vetting required

Business

Collections infrastructure for growing teams

CAC Verified
  • Unlimited collections
  • Custom RBAC setup
  • Advanced analytics dashboard
  • Grouped receivables timeline
  • No watermark
  • White-label invoices
Start Today

Stop Losing Track Of Business Payments.

Track deposits, balances, installment payments, and collections clearly with DeraLedger.